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For the second loan we head Southeast down to Little Rock, Arkansas where a 53-year-old gentleman was trying to pay off his medical expenses that had ballooned into a debt because the insurance company found a way to weasel out of their agreement with him. They claimed that he had pre-existing conditions and they snuffed him out of the cash stream.
He wanted to borrow $50,000 from a private lender for a term of at least 3 1/2 years. His credit was also bad – a 612 credit score.
He is on a medical leave still from his job because he can’t work due to a bad heart. He has very little money and yet at the same time he wants to pay off the hospital who has been so good to him. He had his heart operation (triple bypass procedure) at the Arkansas heart Hospital over on S. Shackleford Road. He feels obligated to pay his debt to the hospital considering that they saved his life and that they were so good to him before his heart operation and after his operation (with recovery). His operation went off without any kind of complications and he is extremely grateful to the professional staff there. Who he is not should have been paying for all of his medical expenses.
This applicant is now basically retired at an early age and has a limited amount of money coming in each month that could be used as some form of security for a lender. He is living with family now, so he doesn’t have to pay any rent for the time being, but that could change at any time because he hates being a freeloader (his words – not ours).
He told the lender through the pre-application form that he needed to make sure the payments were monthly and they were below $1100 per month. As it turned out, as so many other applications, the borrower lives not far away, and in this case lives in Sheridan Arkansas. (if you are not familiar with Arkansas you get to Sheridan by going directly south from Little Rock down Highway 167 or highway 530 if you want, but I like to take a shortcut off of the main highway 167 straight down into Sheridan).
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